Smart PurchaseTM is a logical alternative to existing conventional financing or leasing plans. This new, more flexible loan product allows you to own your vehicle while remaining enabled to return your vehicle at a fixed point in the contract term for a predetermined price. It is a fixed rate, fully amortizing product with terms up to 84 months.
Smart PurchaseTM customers may exercise an option to return their vehicle for sale to Ally Credit® during the time frame specified in their contract (i.e. months 36-37, 48-49 or 60-61), subject to payment of a $199 disposal fee and any excess wear and tear or kilometre charges. Other conditions and limitations apply. Alternatively customers can pay the outstanding balance in full (amount determined at vehicle purchase date) or continue at the initial payment amount for the remaining term of the contract.
Smart PurchaseTM Plan Features
Smart PurchaseTM customers may exercise an option to return their vehicle for sale to Ally Credit® during the time frame specified in their contract (i.e. months 36-37, 48-49 or 60-61), subject to payment of a $199 disposal fee and any excess wear and tear or kilometre charges. Other conditions and limitations apply. Alternatively customers can pay the outstanding balance in full (amount determined at vehicle purchase date) or continue at the initial payment amount for the remaining term of the contract.
Smart PurchaseTM Plan Features
- Rate is fixed over the entire term of the contract
- No down payment requirement OAC
- 36, 48 or 60 month Smart PurchaseTM Option Date (where you can return your vehicle for sale to Ally Credit, buy it out, or simply continue your payments)
- Available in all provinces and territories
- Low monthly payments
- You actually own your vehicle
- Able to get in to a new vehicle more often
- Multiple choices at the Option Date
- Product is completely open, so it can be paid down or off at any time without penalty
- Available on all vehicles
It is never an easy answer as to the terms on any vehicle but it has to meet your financial goals. Plus the vehicle has to fit your life style plus you may have some special needs, towing or seating capacity, driving dynamics, or the operational costs related to fuel, service or insurance may impact your decision. Yes, how you pay for the vehicle is an issue but don't get lost in the numbers. The key is to find a vehicle that will provide you with the utility and sense of style for years of happy driving. If you would like to review leasing, smart purchase or traditional financing options lets set up a time so we can find a vehicle that works for you.
Keith Sills
Sales & Leasing Consultant
Phone #519-621-1250 Ext 306Email: keithatbennett.gm@gmail.com
Bennett GM in Cambridge Ontario Canada
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Read Program Conditions Here on official GM Canada Website
Source: Visit Official GM Canada website here http://www.gm.ca/gm/english/offers/corporate/smart-purchase/overview
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